Investors
Ocean View Capital gives Investors the opportunity to diversify their portfolios with privately funded real estate loans secured by deeds of trust on well-positioned real estate in California.
We pride ourselves on our due diligence and our commitment to Investors. With over 20 years in the real estate industry, and hundreds of millions of dollars in closed loans, we have the experience and results to bring quality investment opportunities to you.
All loans are closed with a licensed escrow company and major title company. Each investor package includes:
Current property valuation
Borrower loan application
Borrower current credit report
Borrower bank statements
Title report and title policy
While any investment has risks, Investors are rewarded when funding trust deeds with secure, high-return yields on quality real estate based on our conservative underwriting standards and due diligence.
What is Trust Deed Investing?
Trust Deed Investing involves investing in real estate loans secured by a deed of trust. Investors act as the lender, providing funds to borrowers for property acquisitions or refinancing. The trust deed serves as collateral, securing the investment with the property itself.
Key Benefits
1. Secured Investment:
Trust Deed Investments are backed by well-positioned California real estate, offering a tangible and secure asset as collateral. This reduces the risk associated with the investment.
2. Fixed Returns:
Investors receive fixed and predictable returns, often higher than traditional investment options. This stability is attractive in varying market conditions.
3. Diversification:
Trust Deed Investing allows you to diversify your portfolio beyond traditional stocks and bonds, providing a balanced approach to risk and reward.
4. Professional Management:
Trust Deed Investments are typically managed by experienced professionals who conduct thorough due diligence on the borrower and property, ensuring a well-informed investment strategy.
5. Regular Income:
Investors can enjoy regular monthly interest payments, providing a steady income.
How Trust Deed Investing Works
LENDER PARTICIPATION: Investors join a trust deed investment opportunity facilitated by Ocean View Capital.
LOAN ORIGINATION: A borrower applies for a real estate loan, and after a thorough evaluation, Ocean View Capital approves the loan, securing it with a deed of trust.
INVESTOR FUNDING: Investors contribute funds to the loan, becoming beneficiaries of the trust deed. Each investor's contribution is proportionate to their investment amount.
LOAN REPAYMENT: The borrower repays the loan according to the agreed-upon terms, providing investors with regular monthly interest payments.
EXIT STRATEGY: Upon the completion of the loan term or property sale, investors receive their principal along with any outstanding interest.
Risks and Mitigations
While Trust Deed Investing offers attractive returns, it's crucial to be aware of potential risks:
Market Fluctuations: Property values may fluctuate, impacting the overall value of the investment. Thorough property evaluation and risk mitigation strategies can help address this concern.
Borrower Default: In the event of borrower default, investors have a claim on the property through the deed of trust, mitigating the impact of potential losses.
Interest Rate Risk: Changes in interest rates can affect returns. Diversification and choosing a mix of short and long-term investments can help manage this risk.
Getting started
EDUCATION
Equip yourself with knowledge about Trust Deed Investing.
DUE DILIGENCE
Thoroughly research and understand the investment opportunity, the borrowers, and the properties involved.
CHOOSE PROFESSIONAL MANAGEMENT
Consider partnering with Ocean View Capital. Our firm specialize in Trust Deed Investments. Our expertise can enhance the success of your investments.
DIVERSIFY YOUR PORTFOLIO
Spread your investments across different types of real estate, different areas, and risk profiles to minimize potential downsides.
Why Do Trust Deed Investing with Us?
PROVEN TRACK RECORD
We have a history of successful trust deed investments with satisfied clients.
TRANSPARENT PROCESSES
Our investment processes are transparent, providing investors with clear insights into every stage of the investment.
PROFESSIONAL GUIDANCE
Our team of experts is dedicated to guiding investors through the entire investment journey, ensuring informed decisions.
RISK MANAGEMENT
We prioritize risk management, employing strategies to mitigate potential risks and protect investor interests.
Start Your Trust Deed Investment Journey Today!
Contact us for more information, and let Ocean View Capital guide you towards continuing prosperity with us.
What Ocean View Capital Provides
WHAT DOCUMENTS WILL I RECEIVE?
Promissory Note
Recorded Deed of Trust
Policy of Title Insurance insuring your investment as Beneficiary
WHAT SERVICE DO YOU PROVIDE ONCE THE LOAN IS MADE?
Automated loan servicing
Collection of Borrower’s monthly payments
All collection efforts, including sending late notices
Dedicated website for simple access to your investment
We handle all tax related forms (1098s and 1099s)
Disbursement of monthly interest payments
What clients are saying…
“Mike is a persistent and knowledgable lender. I had an urgent need for a bridge loan to make a large purchase of a commercial building and he made it easy for me to complete the transaction with one of his investors with the terms I needed. I turn to Ocean View Capital for all my lending needs.
-Phil, Developer and Investor
“Mike was fantastic at getting me the loans I needed for a complex 1031 exchange and refinance of two apartment buildings during my divorce.”
-Pat, Investor
Frequently Asked Questions
Q: What is a trust deed?
A trust deed, also known as a deed of trust, is used in some states in the United States, e.g. California, as an alternative to a mortgage. It involves three parties: the borrower (trustor), the lender (beneficiary), and a neutral third party known as the trustee. The trustee holds legal title to the property until the borrower repays the loan, at which point the trustee reconveys the title to the borrower. If the borrower defaults on the loan, the trustee can initiate foreclosure proceedings on behalf of the lender.
Q: What documents will I receive after closing?
Promissory Note
Recorded Deed of Trust
Policy of Title Insurance insuring your investment as Beneficiary
Q: What Service do you provide once the loan is made?
Automated loan servicing
Collection of Borrower’s monthly payments
All collection efforts, including sending late notices
Dedicated website for simple access to your investment
We handle all tax related forms (1098s and 1099s)
Disbursement of monthly interest payments